Frequently Asked Questions

What is a structured settlement?

A structured settlement is an insurance agreement where you accept future periodic payments in exchange for settling your claim now.

Do I have to sell my entire structured settlement? Or can I arrange a partial settlement buy out?

NO you don’t have to sell the entire settlement. Emerald Funding will work with you to help you determine your best solution. In most cases partial sales work more effectively for our clients depending on their personal situations and obligations.

Why should I sell my structured settlement?

What good is having a payment due in 5 or 10 years when you need the money now? In these difficult times many people find that their incomes don’t cover their needs. Our clients use money from Emerald to pay their mortgages or rent, pay unexpected medical expenses, buy reliable transportation, or even cover costs for job training or tuition. When you sell your future payments to Emerald, you will be able to pay off debt and save money on the interest you owe.

Isn’t it better to get less money up front with a consistent flow for my future?

Actually, NO, insurance companies make money on the interest your settlement generates and they do not pass along the investment income you make for them. Research shows that you can amass greater wealth by arranging for a cash settlement, that is getting a lump sum of money, and then investing those funds independently. Let’s face it, insurance companies would not “push” structured settlements if they were not more profitable for them.

How long will it take to sell my structured settlement?

All structured settlements are different, and laws vary from state to state. The process can take as little as 30 days, but rest assured Emerald Funding will work as quickly as possible to complete your transaction.

Why should I work with Emerald Funding?

As an independent company with integrity, we pride ourselves on finding the best solutions for our clients. You will work with a highly experienced representative who will listen to your questions and concerns, and then find the best solution to meet your specific needs.

Do I need to go to court to get approval to sell my structured settlement?

All structured settlement sales must be approved by a court. Many courts will not require you to appear in person, however, some states may require you to attend a hearing.

Call 1-800-680-2525

Emerald Funding has an excellent track record of helping clients like you get the money you need from settlements and annuities. Our success rate is one of the highest in the industry with some clients receiving money in under 30 days. read more



Frequently Asked Questions What is a structured settlement? A structured settlement is an insurance agreement where you accept future periodic payments in exchange for settling your claim now. Do I have to sell my entire structured settlement? Or can I arrange a partial settlement buy out? NO you don’t have to sell the entire settlement. Emerald Funding will work with you to help you determine your best solution. In most cases partial sales work more effectively for our clients depending on their personal situations and obligations. Why should I sell my structured settlement? What good is having a payment due in 5 or 10 years when you need the money now? In these difficult times many people find that their incomes don’t cover their needs. Our clients use money from Emerald to pay their mortgages or rent, pay unexpected medical expenses, buy reliable transportation, or even cover costs for job training or tuition. When you sell your future payments to Emerald, you will be able to pay off debt and save money on the interest you owe. Isn’t it better to get less money up front with a consistent flow for my future? Actually, NO, insurance companies make money on the interest your settlement generates and they do not pass along the investment income you make for them. Research shows that you can amass greater wealth by arranging for a cash settlement, that is getting a lump sum of money, and then investing those funds independently. Let’s face it, insurance companies would not “push” structured settlements if they were not more profitable for them. How long will it take to sell my structured settlement? All structured settlements are different, and laws vary from state to state. The process can take as little as 30 days, but rest assured Emerald Funding will work as quickly as possible to complete your transaction. Why should I work with Emerald Funding? As an independent company with integrity, we pride ourselves on finding the best solutions for our clients. You will work with a highly experienced representative who will listen to your questions and concerns, and then find the best solution to meet your specific needs. Do I need to go to court to get approval to sell my structured settlement? All structured settlement sales must be approved by a court. Many courts will not require you to appear in person, however, some states may require you to attend a hearing. Call 1-800-680-2525	Emerald Funding has an excellent track record of helping clients like you get the money you need from settlements and annuities. Our success rate is one of the highest in the industry with some clients receiving money in under 30 days. read more